About the job
We are the first European entirely cloud-based Neobank using Microsoft Azure with branches in 23 countries in Europe. Our mission is to change how businesses pay and get paid. Viva Wallet is a principal member of Visa and Mastercard for acquiring and issuing services. Viva Wallet provides businesses of all sizes card acceptance services through the innovative Viva Wallet POS app, add-on Google Play devices and through advanced payment gateways in online stores. It also offers business accounts with local IBAN and a business Viva Wallet Mastercard card.
Viva Wallet Holdings owns a subsidiary Greek banking company (VIVABANK SA) and a subsidiary E-money Institution as per PSD II Directive provisions with pass porting rights across the entire EEA Region.
We offer:
- Competitive annual salary (up to €40k)
- Annual bonus based on targets’ achievement
- A fully digital, fast-paced, transparent way of collaboration
- Regular feedback to develop your skills
- A chance to grow within a fast-moving European fintech/neobank
What you will do:
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- Ensure implementation and adherence to local legislation, rules and regulations
- Assist in designing and/or enhancing procedures and policies
- Monitor adherence on behalf of the MLRO to the domestic KYC requirements and transactional behavior of the local portfolio of merchants in Spain
- Liaise with Issuing, Acquiring and Payments oriented Banks, FinTech’s and PSPs on AML & Anti-Fraud related issues
- Assist in training the local branch’s staff and actively promoting and safeguarding AML/CFT culture
- Prepare reports to external authorities and internal stakeholders
- Deputize for the MLRO in their absence or when necessary
Requirements:
About you:
- You have proven experience of at least 3 years in combating primarily Money Laundering / Terrorism Financing as well as Fraud in Spain, preferably within the context of merchant acquiring and payments
- You possess solid knowledge of AML/CTF ever – evolving regulatory framework
- You have hands-on experience on systems, databases and tech solutions related to AML/CTF
- You enjoy analysis as well as synthesis of data
- You have a “can do” attitude and take ownership of your work
- You consider integrity and confidentiality as your most invaluable characteristics
- You have a background in Law, Finance or Economics
- Any professional certifications (i.e. ACAMS, ICA, CRISK, ACFE) will be considered a plus
- You speak and write fluently Spanish and English. Additional EEA-31 languages will be considered a plus
Desired Skills and Experience
- AML
- Risk
- Fraud
- Money laundering
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